It’s not. I work in this space, it will. Based on how their architecture was described, it’s just a question of when. Put it this way, I help manage a platform that has about 120 interconnected apps, on modern technology. It takes about 150 people to safely manage it. They are running on a system so old it doesn't have any external support and few who even know it anymore, with 3600 interconnected systems. 30 percent of their IT is staff is of retirement age, and their answer is to cut deeper. I’m telling you, it an absolute recipe for disaster. If you want to do it right, you spend several hundred million up front to modernize it, then cut your IT staff in half safely and save money for decades. What they are doing now is crazy.